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Commercial insurance · Boca Raton, FL

Commercial insurance for Boca Raton companies.

Boca Raton is at the south end of Palm Beach County and is one of the region’s main office and corporate centers. We serve Boca Raton businesses from our Jupiter office, and we don’t have an office in Boca. By road, the trip from our office to central Boca Raton is roughly 43 miles (estimate from OpenStreetMap routing).

An office-heavy business community

Boca Raton has more corporate offices than most South Florida cities. Office parks and towers house company headquarters, financial and wealth-management firms, tech companies, and professional practices. The Boca Raton Innovation Campus, the former IBM site, is one example. Florida Atlantic University is based in Boca. Boca Raton Regional Hospital and the many medical practices around it bring in physicians, therapists, labs, and the businesses that support them. Mizner Park, Town Center at Boca Raton, and the shopping centers along Glades Road and Federal Highway have restaurants and retail of every size.

Management liability: often the missing piece

For many Boca Raton offices, the most expensive risks don’t involve anyone getting physically hurt. They are claims and incidents like these:

  • Employee claims. Discrimination, harassment, or wrongful termination allegations are not covered by general liability. employment practices liability (EPLI).
  • Board and investor claims. Shareholders, lenders, or competitors can sue the people running a private company over their decisions. directors and officers (D&O).
  • Data and payment fraud. Business email compromise and ransomware hit offices of all sizes. cyber liability.

The rest of the commercial file

Office property and liability

General liability and business personal property for leased space, written to match the lease requirements. See commercial insurance.

Medical and professional offices

General liability, property, and cyber coverage for patient or client records. Professional liability is a separate line, and we will tell you if it is one we can place for your specialty.

Employees and vehicles

workers’ compensation, commercial auto for company vehicles, hired and non-owned auto for employees driving their own cars, and an umbrella over the top.

Getting a management liability quote ready

D&O, EPLI, and cyber applications ask different questions than a property quote. Expect to provide your employee headcount and locations, recent financial statements for D&O, whether you have a written employee handbook and HR process for EPLI, and your security controls for cyber, such as multi-factor authentication, backups, and how wire transfers get approved. Gathering those answers first usually makes the quote process faster and the proposals easier to compare.

Storm planning for Boca properties

Boca Raton is coastal and exposed to hurricanes. Properties east of the Intracoastal and near the inlet face more surge and flood risk. Standard commercial property policies usually exclude flood. FEMA flood zone maps are public, and a lender or landlord may require flood coverage for some locations. If you own the building, we check whether the roof, values, and wind deductible still make sense for the property.

Boca Raton commercial insurance FAQs

Do you write D&O and EPLI for private companies in Boca Raton?

We review directors and officers and employment practices liability for private companies and can start with the D&O and EPLI quote request forms on our site. Whether a policy is available depends on the company’s size, industry, and claims history.

Is cyber insurance worth it for a small Boca Raton office?

Many small offices have the same email-fraud and ransomware risk as larger ones, and general liability usually excludes those losses. A cyber review shows what a separate policy would and would not cover.

Where do you serve Boca Raton from?

From our only office, at 1106 W Indiantown Rd, Suite 3, Jupiter, FL 33458. We are open Monday through Friday, 8:00 AM to 5:00 PM, and can be reached at (561) 529-4949.

How do I request a quote?

Use the quote form at jupitercoverage.com/quote.html or call (561) 529-4949.

Serving Boca Raton from our Jupiter office

Jupiter Coverage is an independent agency with one office, in Jupiter, Florida. We serve Boca Raton businesses from that office. We don’t have a storefront or office in Boca Raton. To start a review, use the quote form or call (561) 529-4949. Current clients can request certificates, report claims, and make vehicle changes through client service.