Areas We Serve from Jupiter, FL

One office in Jupiter

Jupiter Coverage is an independent insurance agency based in Jupiter, Florida. There is one office: 1106 W Indiantown Rd, Suite 3, Jupiter, FL 33458, open Monday–Friday, 8:00 AM – 5:00 PM, at (561) 529-4949. There are no branch offices in the towns below. Business owners there work with the Jupiter office by phone and email, or visit the office in Jupiter.

We are licensed in Florida, New York, New Jersey, and Pennsylvania. In Florida, this page covers businesses in Palm Beach, Martin, St. Lucie, and Broward counties.

Towns we work with

From the Jupiter office we work with business owners in these towns, and elsewhere in Florida:

What we review for local businesses

The same commercial coverage review applies in every town: general liability, property, workers’ compensation, commercial auto, umbrella, and the specialty lines leases, lenders, and contracts expect, including cyber, employment practices liability, and D&O. We start with how the business operates, then look at what a policy would actually do after a claim.

We write industry files for restaurants, bakeries, car washes, gas stations, and laundromats, as well as contractors, offices, landlords, and retail. Personal lines, such as home, auto, renters, umbrella, and flood, are on the personal insurance page.

South Florida facts that shape the file

These come up for businesses across the four counties, whether the location is on the water in Tequesta or inland in Port St. Lucie.

Wind and hurricane deductibles

On Florida property they are commonly a percentage of the building or contents value, not a flat dollar amount. That should be reviewed before a storm, not after.

Flood

Flood is generally not part of a standard property form. It is a separate policy, usually with a waiting period, so it should not wait for a storm forecast.

Citizens

Some Florida properties end up with Citizens Property Insurance Corporation, the state-created insurer, when the private market is limited. Citizens forms and deductibles should be read as carefully as any other.

Workers’ compensation

Florida workers’ compensation rules depend on the type of business and the number of employees, so headcount and payroll should be confirmed.

Power outages

After a storm, spoilage, equipment breakdown, and business interruption are worth reading closely, especially for food and refrigeration.

Breach notice

Florida’s breach statute gives a business 30 days to notify affected people after it determines a breach happened. Cyber is a separate policy.

Service between renewals

Certificates, claims, and vehicle changes are handled from the Jupiter office on the service page, and renewal reviews start on the renewals page. Landlords, general contractors, and vendors in any of these towns often ask for a certificate; those requests come to the same office and the same team. You can meet the team before you call.

If your business is in one of these towns and you want a second set of eyes on what you have, or a new quote, bring your current policies, leases or contracts that set insurance requirements, payroll by job type, a list of vehicles and drivers, and how the work is actually done.

Why one office

One office means one file, one team, and one phone number. It also means we are honest about distance: we are based in Jupiter, and we do not claim a storefront in Boca Raton, Parkland, or Port St. Lucie. What clients get is the same review, the same follow-up, and the same people, wherever the business is in these counties.

How a review works from a distance

Most reviews start with a phone call and the documents you already have. We read the policies, the lease, and any contracts that set insurance requirements, then come back with what the forms do, where they leave gaps, and which lines belong on a proposal. Follow-up, certificates, and renewal reviews come from the same office, so the person who knows your file is the one who answers.

If a storm, a claim, or a contract deadline is coming, call the office directly. A second set of eyes is easier before a renewal or a storm season than after it.

Common questions

Do you have an office in my town?

No. There is one office, in Jupiter, at 1106 W Indiantown Rd, Suite 3. Business owners in Palm Beach Gardens, West Palm Beach, Tequesta, Stuart, Port St. Lucie, Parkland, Boca Raton, and Delray Beach work with that office.

Can you insure a business outside Florida?

We are licensed in Florida, New York, New Jersey, and Pennsylvania, and we write commercial accounts in all four states from the Jupiter office.

Can you help with certificates for a landlord or general contractor?

Yes. Certificate requests are handled from the Jupiter office through the service page or by phone.

Do you quote prices on this page?

No. This page does not quote a price or bind coverage. We shop markets and explain what a form will and will not do.

What hours is the office open?

Monday–Friday, 8:00 AM – 5:00 PM.

Start a conversation

Use the quote form, contact the office, or call (561) 529-4949, Monday–Friday, 8:00 AM – 5:00 PM. This page does not quote a price or bind coverage.

Insurance for businesses across Palm Beach, Martin, St. Lucie, and Broward counties, from one Jupiter, FL office.